Online Payments

Online payments allow users to transfer money quickly and securely using digital platforms.

UPI - Support real-time UPI transactions across Collect, Intent, and QR flows with high success rates and a smooth customer experience.
Cards - Accept credit and debit cards securely with built-in tokenization and 3DS authentication for enhanced protection.
Net Banking - Enable direct bank payments across major banks with reliable processing and strong authorization performance.
Wallets - Integrate popular wallets to offer fast, convenient, and widely preferred payment options.
BNPL & EMI - Boost conversions by offering flexible pay-later options that improve affordability for customers.
BBPS - Allow customers to pay utility and recurring bills through a unified BBPS integration.
Payment Page - Launch fully customizable payment pages to collect payments for products, subscriptions, or events without development effort.
Payment Link - Generate and share secure payment links via SMS, email, or messaging apps to collect payments instantly.
Subscriptions - Automate subscription billing with support for recurring payments across multiple payment methods.
Mandates - Enable seamless recurring payments with UPI AutoPay, eNACH, and card-based mandates.
AEPS - Offer Aadhaar-based banking services including cash withdrawal and balance enquiry through assisted channels.

In-Store Payments & Assisted Commerce

In-Store Payments & Assisted Commerce make retail payments quick and easy. They support multiple payment methods with smooth and assisted checkout.

POS - Accept card payments through integrated POS and Smart POS devices, designed for consistent in-store performance.
SoftPOS - Convert NFC-enabled smartphones into payment terminals and accept contactless payments without additional hardware.
Tap to Pay - Enable NFC-based card and device payments with fast, low-friction checkout.
Soundbox - Provide instant audio confirmations for every transaction, giving merchants real-time visibility at checkout.
Micro ATM - Support cash-in, cash-out, and basic banking services through interoperable Micro ATM devices.

Settlements

Settlements handle the transfer of funds to merchant accounts. They ensure timely payouts and easy financial tracking.

Settlements - Automate fund transfers to merchant accounts based on configurable settlement cycles.
Split Payouts - Distribute payments across multiple beneficiaries to support marketplace and platform models.
Reconciliation - Match transaction data with bank records to identify and resolve discrepancies.
Ledger - Maintain a detailed ledger of transactions, settlements, and adjustments for accurate financial tracking.

Fraud & Compliance

Fraud & Compliance help prevent fraud and ensure secure transactions. They maintain compliance with industry standards and regulations.

Fraud Detection - Detect and block fraudulent transactions in real time using rules and behavioral analysis.
3DS - Add an additional authentication layer for card payments with 3D Secure.
Security - Protect payment data through encryption, secure vaulting, and a compliance-driven architecture.
Chargeback Management & Dispute Resolution - Manage and resolve chargebacks with structured workflows, evidence handling, and real-time tracking to reduce losses.

Developer Platform

The Developer Platform helps developers build and integrate applications easily. It provides APIs, SDKs, and tools for faster and smoother development.

APIs - Integrate powerful payment APIs to enable seamless, secure, and scalable transactions across all platforms.
Webhooks - Receive real-time updates on transactions and system events through event-driven notifications.
SDKs - Integrate payments into Android and iOS apps using ready-to-use SDKs.
Sandbox - Test and simulate transactions in a controlled environment before going live.

Value Added Services

Value Added Services add extra features to improve business performance. They help enhance customer engagement and operational efficiency.

Loyalty - Integrate loyalty programs to reward customers at checkout and drive repeat purchases.
Gift Cards - Support issuance, redemption, and management of digital and physical gift cards.
Lending - Offer lending solutions based on transaction data and business performance.
Invoicing - Generate invoices and collect payments through integrated billing tools.
Agentic Commerce - Enable AI-driven commerce where agents can discover products, initiate transactions, and complete payments within defined controls and workflows.